Languages · Maryland

Spanish-speaking loan officers in Maryland

As of 2026-10-26, LenDb lists 19 loan officers licensed in or based in Maryland whose lender pages say they speak Spanish. The top-ranked are Francoise Gonzales (CrossCountry Mortgage, Columbia), Jorge Posada (The Mortgage Link, Inc., Rockville) and Ricardo Cardenas (The Mortgage Link, Inc., Rockville). Ranking is lender-neutral: a license in MD, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.

Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 19

  1. 1

    Francoise GonzalesNMLS 314050

    CrossCountry Mortgage · Columbia, MD · licensed in 4 states

    • First-time buyer
    • Down payment assistance
    • FHA loan
    • Refinance
    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-26)
    • Office in Columbia, MD
    • Earliest state license record: March 6, 2025 (Florida), per state regulator
    • States 25 years of experience (lender page, 2026-10-26)
  2. 2

    Jorge PosadaNMLS 206531

    The Mortgage Link, Inc. · Rockville, MD · licensed in 9 states

    • FHA loan
    • USDA loan
    • VA loan
    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-15)
    • Office in Rockville, MD
    • Earliest state license record: May 31, 2018 (Florida), per state regulator
    • States 21 years of experience (lender page, 2026-10-15)
  3. 3

    Ricardo CardenasNMLS 229611

    The Mortgage Link, Inc. · Rockville, MD · licensed in 3 states

    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-15)
    • Office in Rockville, MD
    • Earliest state license record: August 10, 2026 (California), per state regulator
    • States 25 years of experience (lender page, 2026-10-15)
  4. 4

    Paul BarriosNMLS 2232934

    Envoy Mortgage · Frederick, MD · licensed in 4 states

    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-09)
    • Office in Frederick, MD
    • States 4 years of experience (lender page, 2026-10-09)
  5. 5

    Alex WatersNMLS 1153538

    First Home Mortgage · Baltimore, MD · licensed in 3 states

    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-20)
    • Office in Baltimore, MD
    • Earliest state license record: February 8, 2022 (Florida), per state regulator
  6. 6

    Dan PortoNMLS 1491814

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Potomac, MD

    • Down payment assistance
    • Vacation home
    • FHA loan
    • Self-employed
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-19)
    • Office in Potomac, MD
    • Earliest state license record: February 23, 2017 (Florida), per state regulator
    • States 13 years of experience (lender page, 2026-10-09)
  7. 7

    Hesler ReyesNMLS 1760174

    The Mortgage Link, Inc. · Rockville, MD · licensed in 3 states

    • First-time buyer
    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-15)
    • Office in Rockville, MD
  8. 8

    Susana RuddNMLS 197371

    NFM Lending · Annapolis, MD · licensed in 3 states

    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-20)
    • Office in Annapolis, MD
  9. 9

    Eliel BanegasNMLS 1967263

    American Pacific Mortgage · Gaithersburg, MD · licensed in 3 states

    • First-time buyer
    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-20)
    • Office in Gaithersburg, MD
  10. 10

    Alex CardenasNMLS 1787412

    The Mortgage Link, Inc. · Rockville, MD

    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-15)
    • Office in Rockville, MD
  11. 11

    Claudia GomezNMLS 2298266

    American Pacific Mortgage · Gaithersburg, MD · licensed in 2 states

    • First-time buyer
    • ✓Licensed in MD: confirmed with the Maryland regulator, verified 2026-10-26
    • Speaks Spanish (lender page, verified 2026-10-20)
    • Office in Gaithersburg, MD
  12. 12

    Erika CopelandNMLS 2116314

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Bel Air, MD

    • Down payment assistance
    • FHA loan
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-26)
    • Office in Bel Air, MD
    • Earliest state license record: August 2, 2021 (Florida), per state regulator
  13. 13

    Jorge JiménezNMLS 277746

    Loan Factory · Mortgage broker · licensed in 3 states

    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Spanish (lender page, verified 2026-10-09)
    • Earliest state license record: August 2, 2021 (Florida), per state regulator
    • States 20 years of experience (lender page, 2026-10-09)
  14. 14

    Lisbeth Cordon-ThomasNMLS 186833

    Bank of America · Bank · Beltsville, MD

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-19)
    • Office in Beltsville, MD
  15. 15

    David RodriguezNMLS 209052

    Integrity Home Mortgage Corporation · Jersey Village, TX · licensed in 29 states

    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Spanish (lender page, verified 2026-10-15)
    • Earliest state license record: September 2, 2010 (Texas), per state regulator
  16. 16

    Nicolas QuinonesNMLS 1062175

    Bank of America · Bank · Olney, MD

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-19)
    • Office in Olney, MD
  17. 17

    Christhian LopezNMLS 2805379

    Bank of America · Bank · Laurel, MD

    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Speaks Spanish (lender page, verified 2026-10-19)
    • Office in Laurel, MD
  18. 18

    Gustavo "Gus" SuarezNMLS 1587532

    Buckingham Mortgage LLC · Virginia · licensed in 3 states

    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Spanish (lender page, verified 2026-10-15)
    • States 15 years of experience (lender page, 2026-10-15)
  19. 19

    Vinay SwaliNMLS 247682

    ENSURE HOME LOANS LLC · licensed in 10 states

    • FHA loan
    • Jumbo loan
    • USDA loan
    • VA loan
    • MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Speaks Spanish (lender page, verified 2026-10-15)

How this list is ranked

A loan officer is listed when their own lender page lists Spanish. Loan officers are included when a MD license is confirmed with the state regulator (check mark), MD is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?lang=es&state=MD. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.