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Michelle O'Rear, photo from Fairway Independent Mortgage Corporation

Michelle O'Rear

Outside Sales Loan Officer at Fairway Independent Mortgage Corporation · Kearney, MO

NMLS ID 928910 (opens in a new tab) · verify at NMLS Consumer Access

Michelle O'Rear (NMLS 928910) is Outside Sales Loan Officer at Fairway Independent Mortgage Corporation, based in Kearney, MO. Licensed in 4 states: Florida, Iowa, Kansas and Missouri. 12 years licensed.

Last verified . Sources: Fairway Independent Mortgage Corporation (fairway.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Iowa, Kansas, Missouri

    Confirmed with the state regulator: FL (opens in a new tab) (LO22230, since 2013), verified 2026-10-09.

    Others as listed on the lender page (IA, KS, MO), not yet checked against state regulators.

    Contact

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    View profile at Fairway Independent Mortgage Corporation (opens in a new tab)

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    Employment history

    1. Fairway Independent Mortgage Corporation NMLS 2289

      Current · Kearney, MO · seen on lender site 2026-10-09

    Disciplinary actions

    None on record

    Regulator orders are not loaded yet. Check NMLS Consumer Access.

    About

    Michelle O'Rear brings 14 years of mortgage lending experience, focusing on guiding borrowers through the home buying process with clear communication and personalized service.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    14 years in mortgage lending
    Source (opens in a new tab), verified 2026-10-09

    Reviews

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    LenDb reviews

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    Sources

    Name and employerlender site · fairway.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · fairway.com (opens in a new tab)verified 2026-10-09
    Summarylender site · fairway.com (opens in a new tab)verified 2026-10-09
    Contactlender site · fairway.com (opens in a new tab)verified 2026-10-09
    Photolender site · fairway.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Michelle O'Rear (NMLS 928910), Fairway Independent Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/hanaan-o-rear-928910, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.