Hal Johnson, photo from Embrace Home Loans

Hal Johnson

Senior Loan Officer at Embrace Home Loans · Charlottesville, VA

NMLS ID 233808 (opens in a new tab) · verify at NMLS Consumer Access

Hal Johnson (NMLS 233808) is Senior Loan Officer at Embrace Home Loans, based in Charlottesville, VA. Lists District of Columbia, Maryland and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records).

Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    District of Columbia, Maryland, Virginia

    Lender-reported: DC, MD, VA are listed on the lender page, not yet checked with the state regulator.

    Earlier regulator records (not active): FL (expired).

    Contact

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    View profile at Embrace Home Loans (opens in a new tab)

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    Employment history

    1. Embrace Home Loans NMLS 2184

      Current · Charlottesville, VA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Senior Loan Officer focused on originating loans to help borrowers meet their unique financial needs. Previously worked with Guaranteed Rate and recognized as a Charlottesville Area Association of REALTORS® affiliate member of the year.

    Our summary of the lender page. Verified 2026-10-09.

    Credentials
    President's Club honors in 2020 and 2021 with Guaranteed Rate
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    Charlottesville Area Association of REALTORS® affiliate member of the year
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    Summarylender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    Contactlender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    Photolender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Hal Johnson (NMLS 233808), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/harold-johnson-233808, last verified 2026-10-09.

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