Languages · Utah
Spanish-speaking loan officers in Utah
As of 2026-10-26, LenDb lists 33 loan officers licensed in or based in Utah whose lender pages say they speak Spanish. The top-ranked are Hugo Ruiz (Intercap Lending, Pleasant Grove), John Harrison (Guaranteed Rate Affinity, LLC, Murray) and Lhersy Fleming (Intercap Lending, Cottonwood Heights). Ranking is lender-neutral: a license in UT, branch location, experience and profile completeness. Nobody pays for placement. Languages come only from loan officers' own lender pages, and most lender pages do not list languages. A loan officer missing from this list may still speak it: not listed means not stated, not that they do not speak it.
Last verified . Sources: loan officers' own lender pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Hugo RuizNMLS 316192
Intercap Lending · Pleasant Grove, UT · licensed in 2 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Pleasant Grove, UT
- Earliest state license record: November 1, 2024 (Texas), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 2
John HarrisonNMLS 310820
Guaranteed Rate Affinity, LLC · Murray, UT · licensed in 8 states
- First-time buyer
- Real estate investor
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Office in Murray, UT
- Earliest state license record: June 3, 2026 (Florida), per state regulator
- States 29 years of experience (lender page, 2026-10-15)
- 3
Lhersy FlemingNMLS 248503
Intercap Lending · Cottonwood Heights, UT
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Cottonwood Heights, UT
- States 19 years of experience (lender page, 2026-10-20)
- 4
Kathy GrayNMLS 238911
Guild Mortgage · St. George, UT · licensed in 2 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in St. George, UT
- Earliest state license record: June 16, 2010 (California), per state regulator
- 5
Berenice Diaz de LeonNMLS 1205157
Intercap Lending · Cottonwood Heights, UT
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Cottonwood Heights, UT
- States 14 years of experience (lender page, 2026-10-20)
- 6
Travis HughesNMLS 313494
Integrity First Lending LLC · South Jordan, UT · licensed in 4 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Office in South Jordan, UT
- Earliest state license record: July 17, 2025 (California), per state regulator
- 7
Jose EstradaNMLS 1495268
JPMorgan Chase Bank (Chase Home Lending) · Bank · Holladay, UT
- HELOC
- VA loan
- FHA loan
- Self-employed
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-26)
- Office in Holladay, UT
- States 7 years of experience (lender page, 2026-10-09)
- 8
Sebastian DuarteNMLS 2550604
Intercap Lending · Pleasant Grove, UT
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Pleasant Grove, UT
- 9
Tony FariasNMLS 226351
CrossCountry Mortgage · South Jordan, UT
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-21)
- Office in South Jordan, UT
- 10
Carlos DiazNMLS 1596515
Intercap Lending · Pleasant Grove, UT · licensed in 2 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Pleasant Grove, UT
- Earliest state license record: July 16, 2025 (Wyoming), per state regulator
- 11
Randall HoodNMLS 314369
Intercap Lending · Pleasant Grove, UT
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Pleasant Grove, UT
- 12
Jason HassellNMLS 1563523
Guild Mortgage · South Ogden, UT · licensed in 2 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in South Ogden, UT
- 13
Angie MartinezNMLS 1878834
Intercap Lending · Cottonwood Heights, UT · licensed in 4 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Cottonwood Heights, UT
- 14
Chance HadleyNMLS 2031440
Guild Mortgage · South Ogden, UT
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Office in South Ogden, UT
- 15
Sergio DiazNMLS 2301996
Intercap Lending · St. George, UT
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in St. George, UT
- 16
Lluvia QuintanaNMLS 2067163
Belem Servicing LLC · St. George, UT
- First-time buyer
- FHA loan
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Office in St. George, UT
- 17
Ryan LauperNMLS 236629
Lifetime Home Loans, LLC · licensed in 2 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Earliest state license record: May 7, 2025 (California), per state regulator
- States 20 years of experience (lender page, 2026-10-15)
- 18
Jeremy CoccimiglioNMLS 268654
Lifetime Home Loans, LLC · licensed in 8 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-26)
- Earliest state license record: July 5, 2024 (Oregon), per state regulator
- States 20 years of experience (lender page, 2026-10-26)
- 19
Andreia FaustinoNMLS 295147
American Pacific Mortgage · Layton, UT
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-20)
- Office in Layton, UT
- 20
Jorge MadridNMLS 267553
The Mortgage Link, Inc. · Dallas, TX · licensed in 4 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Earliest state license record: October 24, 2010 (Texas), per state regulator
- States 16 years of experience (lender page, 2026-10-15)
- 21
Erick SotoNMLS 778882
U.S. Bank · Bank · Salt Lake City, UT
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Speaks Spanish (lender page, verified 2026-10-21)
- Office in Salt Lake City, UT
- 22
Bill ZimmermanNMLS 3773
Summit Mortgage Corporation · Boise, ID · licensed in 9 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Earliest state license record: March 5, 2012 (Oregon), per state regulator
- 23
David RodriguezNMLS 209052
Integrity Home Mortgage Corporation · Jersey Village, TX · licensed in 29 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-15)
- Earliest state license record: September 2, 2010 (Texas), per state regulator
- 24
Israel SanchezNMLS 2181978
Loan Factory · Mortgage broker · licensed in 5 states
- Down payment assistance
- Real estate investor
- Self-employed
- Bank statement loan
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Earliest state license record: August 24, 2021 (Iowa), per state regulator
- 25
Warren WalbornNMLS 2692131
Loan Factory · Mortgage broker · Orlando, FL · licensed in 2 states
- UT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Speaks Spanish (lender page, verified 2026-10-09)
- Earliest state license record: April 30, 2025 (Florida), per state regulator
How this list is ranked
A loan officer is listed when their own lender page lists Spanish. Loan officers are included when a UT license is confirmed with the state regulator (check mark), UT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience and profile completeness. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?lang=es&state=UT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.