Ingrid Ruiz, photo from CrossCountry Mortgage

Ingrid Ruiz

Senior Loan Officer at CrossCountry Mortgage · Denville, NJ

NMLS ID 1260722 (opens in a new tab) · verify at NMLS Consumer Access

Ingrid Ruiz (NMLS 1260722) is Senior Loan Officer at CrossCountry Mortgage, based in Denville, NJ. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Connecticut, Georgia, North Carolina, New Jersey and New York on the lender page (not yet checked with the state regulator). Speaks Spanish. Earliest state license record: February 13, 2024 (Florida), per state regulator.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • Spanish

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Connecticut, Georgia, North Carolina, New Jersey, New York, Pennsylvania

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO126085, first effective 2024-02-13), PA (opens in a new tab) (108658), verified 2026-10-09.

    Lender-reported: CT, GA, NC, NJ, NY are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. CrossCountry Mortgage NMLS 3029

      Current · Denville, NJ · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Experienced loan officer with over a decade of expertise in the financial industry, fluent in Spanish. Serves diverse clientele with customized solutions.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    over a decade
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    Fluent in Spanish
    Source (opens in a new tab), verified 2026-10-09
    Serves
    Rockaway, NJ branch
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Languageslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Ingrid Ruiz (NMLS 1260722), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ingrid-ruiz-1260722, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.