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Javier Kato, CMA, photo from CrossCountry Mortgage

Javier Kato, CMA

Loan Officer at CrossCountry Mortgage · Brooklyn, NY

NMLS ID 2230547 (opens in a new tab) · verify at NMLS Consumer Access

Javier Kato, CMA (NMLS 2230547) is Loan Officer at CrossCountry Mortgage, based in Brooklyn, NY. Lists New Jersey and New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: DSCR loan, Self-employed and FHA loan. Speaks Spanish.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

  • Spanish

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

New Jersey, New York

Lender-reported: NJ, NY are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Brooklyn, NY · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Javier is a bilingual English and Spanish loan officer serving homebuyers, homeowners and real estate investors across NY and NJ. He specializes in FHA loans, conventional mortgages, co-op and condo financing, self-employed borrowers, DSCR loans and investment property financing.

Our summary of the lender page. Verified 2026-10-09.

Credentials
CMA (Certified Mortgage Advisor)
Source (opens in a new tab), verified 2026-10-09
Serves
Brooklyn, Queens, Manhattan, Long Island, Staten Island, Orange County, Dutchess County NY, Hudson County, Essex County, Union County NJ
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Languageslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Javier Kato, CMA (NMLS 2230547), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/javier-kato-cma-2230547, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.