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Jeff Hammel, photo from Ruoff Mortgage

Jeff Hammel

VP | Branch Manager at Ruoff Mortgage

NMLS ID 162437 (opens in a new tab) · verify at NMLS Consumer Access

Jeff Hammel (NMLS 162437) is VP | Branch Manager at Ruoff Mortgage. Licensed in 17 states: Florida, Alabama, Georgia, Iowa, Illinois, Indiana, Kentucky, Michigan and 9 more. Focus areas shown on the lender page: FHA loan, HELOC, Renovation loan (203k / HomeStyle) and VA loan. 8 years licensed.

Last verified . Sources: Ruoff Mortgage (ruoff.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: ruoff.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Alabama, Georgia, Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Wisconsin

Confirmed with the state regulator: FL (opens in a new tab) (LO54006, since 2018), verified 2026-10-09.

Others as listed on the lender page (AL, GA, IA, IL, IN, KY, MI, MN, NC, OH, PA, SC, TN, TX, VA, WI), not yet checked against state regulators.

Contact

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Employment history

  1. Ruoff Mortgage NMLS 141868

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Jeff brings over 32 years of mortgage lending experience with a focus on accessibility and problem-solving. He serves borrowers across 16+ states and emphasizes honest advice and clear communication.

Our summary of the lender page. Verified 2026-10-09.

Experience
32 years in mortgage lending
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
Contactlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Jeff Hammel (NMLS 162437), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/jeffrey-hammel-162437, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.