Jennifer Winnes

Loan Officer at Blue Water Mortgage, LLC

NMLS ID 1475499 (opens in a new tab) · verify at NMLS Consumer Access

Jennifer Winnes (NMLS 1475499) is a Loan Officer at Blue Water Mortgage, LLC, licensed in Florida since 2022 and in Massachusetts.

Last verified . Sources: Blue Water Mortgage, LLC (bluewatermtg.com), Florida state regulator, Massachusetts state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Jennifer licensed in Florida?
Yes. Florida regulator records list license LO102548 as active, first effective February 16, 2022 (verified 2026-10-15). LenDb has 4 other states on file for Jennifer.
Source: Florida state regulator (opens in a new tab)
What lender does Jennifer work for?
Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Jennifer been licensed?
The earliest state license record LenDb holds for Jennifer is from February 16, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jennifer states 15 years of experience.
Source: Florida state regulator (opens in a new tab)

Specialties

Focus

No focus listed on their lender page yet.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Massachusetts, Maine, New Hampshire, South Carolina

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO102548, first effective 2022-02-16), MA (opens in a new tab) (MLO1475499), verified 2026-10-15.

    Lender-reported: ME, NH, SC are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Blue Water Mortgage, LLC NMLS 1291

      Current · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Role
    processor and loan closer
    Source (opens in a new tab), verified 2026-10-15
    Community
    Housing Affordability Committee at the Seacoast Board
    Source (opens in a new tab), verified 2026-10-15
    Community
    Education Committee at the Strafford County Board of Realtors
    Source (opens in a new tab), verified 2026-10-15
    Community
    Member of the New Hampshire Housing Fellows Program, Class of 2026
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerlender site · bluewatermtg.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · mass.gov (opens in a new tab)verified 2026-10-26
    Licensed stateslender site · bluewatermtg.com (opens in a new tab)verified 2026-10-15
    Contactlender site · bluewatermtg.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Jennifer Winnes (NMLS 1475499), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/jennifer-winnes-1475499, last verified 2026-10-26.

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