Jesse Whitacre, photo from Lower

Jesse Whitacre

Loan Officer at Lower · Fairfax, VA

NMLS ID 2409950 (opens in a new tab) · verify at NMLS Consumer Access

Jesse Whitacre (NMLS 2409950) is Loan Officer at Lower, based in Fairfax, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 4 more (a lender program, not confirmed as their own focus).

Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).

Specialties

Focus

Where we saw these: lower.com (opens in a new tab)

Their lender offers

FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Jesse's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Virginia

Lender-reported: VA is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Lower NMLS 1124061

    Current · Fairfax, VA · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Jesse works with Virginia families and draws on their own VA loan experience, plus a background in military service and cybersecurity.

Our summary of the lender page. Verified 2026-10-10.

Serves
Virginia
Source (opens in a new tab), verified 2026-10-10
Education
B.S. in Business Management
Source (opens in a new tab), verified 2026-10-10
Also
15+ years in real estate buying, selling, renovating and managing investment properties with spouse
Source (opens in a new tab), verified 2026-10-10

Sources

Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
Specialtieslender site · lower.com (opens in a new tab)verified 2026-10-10
Lender programslender site · lower.com (opens in a new tab)verified 2026-10-10
Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
Photolender site · lower.com (opens in a new tab)verified 2026-10-10
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Jesse Whitacre (NMLS 2409950), Lower. LenDb.ai, https://lendb.ai/lo/jesse-whitacre-2409950, last verified 2026-10-10.

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