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Jim Luana, photo from Ruoff Mortgage

Jim Luana

Senior Loan Officer at Ruoff Mortgage · Ohio

NMLS ID 2403351 (opens in a new tab) · verify at NMLS Consumer Access

Jim Luana (NMLS 2403351) is Senior Loan Officer at Ruoff Mortgage, based in Ohio. Lists Indiana, Michigan and Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction and VA loan.

Last verified . Sources: Ruoff Mortgage (ruoff.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: ruoff.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Indiana, Michigan, Ohio

Lender-reported: IN, MI, OH are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at Ruoff Mortgage (opens in a new tab)

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Employment history

  1. Ruoff Mortgage NMLS 141868

    Current · OH · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves
Serves Indiana, Michigan, and Ohio with local expertise in West Central Ohio including Auglaize County
Source (opens in a new tab), verified 2026-10-09
Also
Writes guides on mortgage pre-approval and first-time homebuying in Ohio
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · ruoff.com (opens in a new tab)verified 2026-10-09
Contactlender site · ruoff.com (opens in a new tab)verified 2026-10-09
Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Jim Luana (NMLS 2403351), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/jim-luana-2403351, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.