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Jim Mercantini, photo from Envoy Mortgage

Jim Mercantini

Loan Originator at Envoy Mortgage · Houston, TX

NMLS ID 2598961 (opens in a new tab) · verify at NMLS Consumer Access

Jim Mercantini (NMLS 2598961) is Loan Originator at Envoy Mortgage, based in Houston, TX. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. States 20 years of experience.

Last verified . Sources: Envoy Mortgage (envoymortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: envoymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

North Carolina, Virginia

Lender-reported: NC, VA are listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at Envoy Mortgage (opens in a new tab)

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Employment history

  1. Envoy Mortgage NMLS 6666

    Current · Houston, TX · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Jim Mercantini brings over two decades of military service background to mortgage lending, focusing on helping Veterans and military families maximize VA loan benefits. He takes an education-first approach, cutting through jargon to provide straightforward guidance.

Our summary of the lender page. Verified 2026-10-09.

Sources

Name and employerlender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · envoymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Jim Mercantini (NMLS 2598961), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/jim-mercantini-2598961, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.