Jim Henderson, photo from Ladera Lending, Inc.

Jim Henderson

Loan Officer at Ladera Lending, Inc. · Lake Forest, CA

NMLS ID 1632164 (opens in a new tab) · verify at NMLS Consumer Access

Based in Lake Forest, California, Jim Henderson (NMLS 1632164) is a Loan Officer at Ladera Lending, Inc., licensed in Oregon since 2020 and in Florida, Texas, California and Maryland. Jim works at an FHA-approved lender, per HUD.

Last verified . Sources: Ladera Lending, Inc. (laderalending.com), Florida state regulator, Texas state regulator, Oregon state regulator, California state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live). Licensed as Jimmy Henderson (California, Florida, Maryland, Oregon and Texas regulators).

Quick answers

Is Jim licensed in California?
Yes. California regulator records list license CA-DBO1632164 as active, first effective February 26, 2020 (verified 2026-10-24). LenDb has 4 other states on file for Jim.
Source: California state regulator (opens in a new tab)
What lender does Jim work for, and is it FHA-approved?
Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
Source: lender site; HUD (opens in a new tab)
How long has Jim been licensed?
The earliest state license record LenDb holds for Jim is from February 20, 2020 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Oregon state regulator (opens in a new tab)

Specialties

Focus

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    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Texas, Oregon, California, Maryland

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO99253, first effective 2021-12-17), TX (opens in a new tab), OR (opens in a new tab) (1632164, first effective 2020-02-20), CA DFPI (opens in a new tab) (CA-DBO1632164, first effective 2020-02-26), MD (opens in a new tab), verified 2026-10-15.

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    Employment history

    1. Ladera Lending, Inc. NMLS 835555

      Current · Lake Forest, CA · seen on lender site 2026-10-15

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Experience
    since 1986
    Source (opens in a new tab), verified 2026-10-15
    Role
    management roles
    Source (opens in a new tab), verified 2026-10-15

    Sources

    Name and employerstate regulator · laderalending.com (opens in a new tab)verified 2026-10-15
    Licenses (regulator)state regulator · labor.maryland.gov (opens in a new tab)verified 2026-10-26
    Contactlender site · laderalending.com (opens in a new tab)verified 2026-10-15
    Photostate regulator · laderalending.com (opens in a new tab)verified 2026-10-15
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Jim Henderson (NMLS 1632164), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/jimmy-henderson-1632164, last verified 2026-10-26.

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