Jimmy McFarland
Sr. Loan Officer at Lower · Little Rock, AR
NMLS ID 1267450 (opens in a new tab) · verify at NMLS Consumer Access
Jimmy McFarland (NMLS 1267450) is Sr. Loan Officer at Lower, based in Little Rock, AR. Licensed in Louisiana, confirmed with the state regulator. Also lists Arkansas, Missouri and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan, VA loan and USDA loan. Lower also offers First-time buyer, HELOC, Real estate investor, Jumbo loan and Non-QM loan and 2 more (a lender program, not confirmed as their own focus).
Last verified . Sources: Lower (lower.com), Louisiana state regulator and NMLS Consumer Access (license status, check live).
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: FHA loan(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: USDA loan(from their lender profile page)
Where we saw these: lower.com (opens in a new tab)
Their lender offers
First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle) and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Jimmy's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Arkansas, Louisiana, Missouri, Tennessee
✓ Confirmed with the state regulator: LA (opens in a new tab), verified 2026-10-15.
Lender-reported: AR, MO, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Little Rock, AR · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jimmy McFarland focuses on personalized service and clear communication, and states a specialty in FHA, Rural Development, VA and conventional loans. They partner closely with real estate agents to keep closings on time.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · ofi.la.gov (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Jimmy McFarland (NMLS 1267450), Lower. LenDb.ai, https://lendb.ai/lo/jimmy-mcfarland-1267450, last verified 2026-10-10.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.