J Patrick Delaney Jr.
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Haddonfield, NJ
NMLS ID 460243 (opens in a new tab) · verify at NMLS Consumer Access
J Patrick Delaney Jr. (NMLS 460243) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Haddonfield, NJ. Licensed in Florida, confirmed with the state regulator (license LO101843). Also lists New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: ITIN borrower, Reverse mortgage, Self-employed, Real estate investor and VA loan. Earliest state license record: February 7, 2022 (Florida), per state regulator. States 39 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 7, 2022 (Florida), per state regulator
- 39 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: ITIN borrower(from their lender profile page)
- Focus: Reverse mortgage(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: VA loan(from their lender profile page)
- Focus: First-time buyer(from their lender profile page)
- Focus: Down payment assistance(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, New Jersey, Pennsylvania
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO101843, first effective 2022-02-07), verified 2026-10-15.
Lender-reported: NJ, PA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Haddonfield, NJ · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
J Patrick Delaney Jr. has 39 years of experience and specializes in first-time homebuyers, Veterans, self-employed borrowers, investors, ITIN borrowers, and reverse mortgages in Southern New Jersey, Pennsylvania and Florida.
Our summary of the lender page. Verified 2026-10-15.
- Serves
- Southern New Jersey, Pennsylvania, and Florida
- Source (opens in a new tab), verified 2026-10-15
Sources
| Name and employer | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: J Patrick Delaney Jr. (NMLS 460243), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/john-delaney-460243, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.