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Jack O'Neal, photo from Guild Mortgage

Jack O'Neal

Loan Officer at Guild Mortgage · Grand Junction, CO

NMLS ID 277559 (opens in a new tab) · verify at NMLS Consumer Access

Jack O'Neal (NMLS 277559) is Loan Officer at Guild Mortgage, based in Grand Junction, CO. Licensed in 4 states: Florida, Arizona, Colorado and Nevada. 8 years licensed.

Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Arizona, Colorado, Nevada

    Confirmed with the state regulator: FL (opens in a new tab) (LO53700, since 2018), verified 2026-10-09.

    Others as listed on the lender page (AZ, CO, NV), not yet checked against state regulators.

    Contact

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    Employment history

    1. Guild Mortgage NMLS 3274

      Current · Grand Junction, CO · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Native of Colorado in the Grand Junction area since 1967, with education from the XINNIX Academy for Mortgage Originators and experience originating residential mortgage loans in Western Colorado.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    since 1967 in Grand Junction area
    Source (opens in a new tab), verified 2026-10-09
    Education
    XINNIX Academy for Mortgage Originators graduate
    Source (opens in a new tab), verified 2026-10-09
    Role
    General manager of a local Powersports dealership (prior career)
    Source (opens in a new tab), verified 2026-10-09

    Reviews

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    Sources

    Name and employerlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Jack O'Neal (NMLS 277559), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/john-o-neal-277559, last verified 2026-10-09.

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