Jonathan T Smith
Home Mortgage Consultant, New Construction Specialist at Wells Fargo Home Mortgage · Charlotte, NC
NMLS ID 915653 (opens in a new tab) · verify at NMLS Consumer Access
Jonathan T Smith (NMLS 915653) is Home Mortgage Consultant, New Construction Specialist at Wells Fargo Home Mortgage, based in Charlotte, NC. Licensed in Florida, confirmed with the state regulator (license LO144844). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: New construction. Earliest state license record: February 9, 2026 (Florida), per state regulator.
Last verified . Sources: Wells Fargo Home Mortgage (homeloans.wellsfargo.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 9, 2026 (Florida), per state regulator
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: homeloans.wellsfargo.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO144844, first effective 2026-02-09), verified 2026-10-09.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Wells Fargo Home Mortgage NMLS 399801
Current · Charlotte, NC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · homeloans.wellsfargo.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homeloans.wellsfargo.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homeloans.wellsfargo.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jonathan T Smith (NMLS 915653), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/jonathan-smith-915653, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.