Property types · North Carolina
New construction loan officers in North Carolina
As of 2026-10-10, LenDb lists 22 loan officers licensed in or based in North Carolina whose lender pages show New construction work. The top-ranked are Gabe Libutti (Atlantic Coast Mortgage, Huntersville), Kerri Doyle (Truist Bank, Raleigh) and Scott Dunning (CrossCountry Mortgage, Midlothian). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 22
- 1
Gabe LibuttiNMLS 504917
Atlantic Coast Mortgage · Huntersville, NC · licensed in 6 states
- New construction
- Construction loan
- Jumbo loan
- Self-employed
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Huntersville, NC
- Licensed since 2019 (per Florida records)
- States 24 years of experience (lender page, 2026-10-09)
- 2
Kerri DoyleNMLS 414480
Truist Bank · Bank · Raleigh, NC
- New construction
- Construction loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Raleigh, NC
- States 32 years of experience (lender page, 2026-10-09)
- 3
Scott DunningNMLS 101361
CrossCountry Mortgage · Midlothian, VA · licensed in 3 states
- New construction
- First-time buyer
- Real estate investor
- FHA loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- States 20 years of experience (lender page, 2026-10-09)
- 4
Hugh TannerNMLS 311018
CrossCountry Mortgage · San Diego, CA · licensed in 10 states
- New construction
- FHA loan
- First-time buyer
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Colorado records)
- States 25 years of experience (lender page, 2026-10-09)
- 5
Todd BlakeNMLS 196726
Guild Mortgage · Alpharetta, GA · licensed in 6 states
- New construction
- First-time buyer
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2014 (per Florida records)
- 6
Gabriela AbadNMLS 1374686
Mutual of Omaha Mortgage · Charlotte, NC · licensed in 4 states
- New construction
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Charlotte, NC
- Licensed since 2024 (per Florida records)
- 7
Scott HineNMLS 475661
Fairway Independent Mortgage Corporation · Fredericksburg, VA · licensed in 14 states
- New construction
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- 8
Sicilee WilliamsNMLS 2143917
Intercap Lending · Salt Lake City, UT · licensed in 2 states
- New construction
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 6 years of experience (lender page, 2026-10-09)
- 9
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- New construction
- Condo
- First-time buyer
- Non-QM loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Colorado records)
- 10
Scott PhillipsNMLS 181137
First Heritage Mortgage · licensed in 9 states
- New construction
- Non-QM loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- 11
Alan EasterwoodNMLS 644550
TowneBank Mortgage · Bank · Anniston, AL · licensed in 18 states
- New construction
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- 12
Lindsay GayNMLS 2073699
CrossCountry Mortgage · Midlothian, VA · licensed in 2 states
- New construction
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- 13
Erin MurrayNMLS 910656
Wells Fargo Home Mortgage · Bank · Charlotte, NC
- New construction
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Charlotte, NC
- 14
Amy SimmeringNMLS 447757
Wells Fargo Home Mortgage · Bank · Raleigh, NC
- New construction
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Raleigh, NC
- 15
Kevin W JohnsonNMLS 450666
Wells Fargo Home Mortgage · Bank · Charlotte, NC
- New construction
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Charlotte, NC
- 16
Ron TakacNMLS 505438
Wells Fargo Home Mortgage · Bank · Charlotte, NC
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Charlotte, NC
- 17
Cathy EdwardsNMLS 557382
U.S. Bank · Bank · Raleigh, NC
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Raleigh, NC
- 18
Melvin C Hinson JrNMLS 1454683
U.S. Bank · Bank · Rural Hall, NC
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Rural Hall, NC
- 19
Jonathan T SmithNMLS 915653
Wells Fargo Home Mortgage · Bank · Charlotte, NC
- New construction
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Charlotte, NC
- Licensed since 2026 (per Florida records)
- 20
Bart PoynorNMLS 188427
Fairway Independent Mortgage Corporation · Clayton, NC · licensed in 2 states
- New construction
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Office in Clayton, NC
- 21
Leslie BergenNMLS 383352
Lower · El Paso, TX · licensed in 24 states
- New construction
- VA loan
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-10)
- Licensed since 2023 (per Florida records)
- States 30 years of experience (lender page, 2026-10-10)
- 22
Jeffrey MerkNMLS 1930460
First Heritage Mortgage · licensed in 7 states
- New construction
- NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists New construction on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 6 years of experience (lender page, 2026-10-09)
Before you choose
Long closing timelines need extended rate locks, and builder incentives often push buyers toward a preferred lender.
- Can you offer an extended rate lock that covers the build timeline?
- How do you compare with the builder's preferred lender incentives?
- What happens if the completion date slips?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NC license is confirmed with the state regulator (check mark), NC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=new-construction&state=NC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.