Jonathan Wood
Branch Manager, VP at Lower · Emerald Isle, NC
NMLS ID 479214 (opens in a new tab) · verify at NMLS Consumer Access
Jonathan Wood (NMLS 479214) is Branch Manager, VP at Lower, based in Emerald Isle, NC. Lists North Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and Vacation home. Lower also offers FHA loan, First-time buyer, HELOC, Jumbo loan and Non-QM loan and 3 more (a lender program, not confirmed as their own focus). States 25 years of experience.
Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Real estate investor(from their lender profile page)
- Focus: Vacation home(from their lender profile page)
Where we saw these: lower.com (opens in a new tab)
Their lender offers
FHA loan, First-time buyer, HELOC, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Jonathan's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Lender-reported: NC is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Emerald Isle, NC · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Jonathan Wood has been in mortgage lending since 1999 and has helped more than 3,500 families. Their primary focus is coastal lending in North Carolina, including condos and new construction.
Our summary of the lender page. Verified 2026-10-10.
- Community
- Member of Carteret County Association of REALTORS and Carteret County Chamber of Commerce
- Source (opens in a new tab), verified 2026-10-10
- Community
- Board member for the Emerald Isle Scholarship Fishing Tournament
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Jonathan Wood (NMLS 479214), Lower. LenDb.ai, https://lendb.ai/lo/jonathan-wood-479214, last verified 2026-10-10.
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