Kelly Jennings, photo from Lower

Kelly Jennings

Sr. Loan Officer at Lower · Wilmington, NC

NMLS ID 2003818 (opens in a new tab) · verify at NMLS Consumer Access

Kelly Jennings (NMLS 2003818) is Sr. Loan Officer at Lower, based in Wilmington, NC. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and Down payment assistance.

Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: lower.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

North Carolina, Virginia

Lender-reported: NC, VA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Lower NMLS 1124061

    Current · Wilmington, NC · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Left law enforcement after 15 years to become a loan officer. Specializes in VA loans for active duty members and down payment assistance loans for first-time buyers, serving NC and Virginia.

Our summary of the lender page. Verified 2026-10-10.

Serves
All cities in North Carolina and Virginia
Source (opens in a new tab), verified 2026-10-10

Sources

Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
Specialtieslender site · lower.com (opens in a new tab)verified 2026-10-10
Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
Photolender site · lower.com (opens in a new tab)verified 2026-10-10
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kelly Jennings (NMLS 2003818), Lower. LenDb.ai, https://lendb.ai/lo/kelly-jennings-2003818, last verified 2026-10-10.

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