Jose Padilla, photo from Neighborhood Loans

Jose Padilla

Mortgage Loan Originator at Neighborhood Loans · Lakeland, FL

NMLS ID 2513170 (opens in a new tab) · verify at NMLS Consumer Access

Jose Padilla (NMLS 2513170) is Mortgage Loan Originator at Neighborhood Loans, based in Lakeland, FL. Licensed in Florida, confirmed with the state regulator (license LO127725). Earliest state license record: April 12, 2024 (Florida), per state regulator.

Last verified . Sources: Neighborhood Loans (neighborhoodloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

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    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO127725, first effective 2024-04-12), verified 2026-10-09.

    Contact

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    Employment history

    1. Neighborhood Loans NMLS 222982

      Current · Lakeland, FL · seen on lender site 2026-10-11

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Jose Padilla started in mortgage after their own first homebuying experience and aims to make homeownership feel smooth and achievable for clients at any starting point.

    Our summary of the lender page. Verified 2026-10-11.

    Sources

    Name and employerlender site · neighborhoodloans.com (opens in a new tab)verified 2026-10-11
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Summarylender site · neighborhoodloans.com (opens in a new tab)verified 2026-10-11
    Contactlender site · neighborhoodloans.com (opens in a new tab)verified 2026-10-11
    Photolender site · neighborhoodloans.com (opens in a new tab)verified 2026-10-11
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Jose Padilla (NMLS 2513170), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/jose-padilla-2513170, last verified 2026-10-11.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.