Joseph Costanzo
Senior Loan Officer at CrossCountry Mortgage · Cleveland, OH
NMLS ID 1408507 (opens in a new tab) · verify at NMLS Consumer Access
Joseph Costanzo (NMLS 1408507) is Senior Loan Officer at CrossCountry Mortgage, based in Cleveland, OH. Licensed in 2 states confirmed with state regulators: Colorado and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Iowa, Illinois, Indiana, Kentucky and 11 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, FHA loan and HELOC. Licensed since 2016 (per Colorado records).
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2016 (per Colorado records)
- 21 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Alabama, Arkansas, Arizona, California, Colorado, Iowa, Illinois, Indiana, Kentucky, Louisiana, Maine, North Dakota, Nevada, Ohio, Oregon, Pennsylvania, South Dakota, Tennessee, Utah, Washington, Wisconsin
✓ Confirmed with the state regulator: CO (opens in a new tab) (100504351, since 2016), PA (opens in a new tab) (53464), verified 2026-10-09.
Lender-reported: AL, AR, AZ, CA, IA, IL, IN, KY, LA, ME, ND, NV, OH, OR, SD, TN, UT, WA, WI are listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Cleveland, OH · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Joseph Costanzo (NMLS 1408507), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-costanzo-1408507, last verified 2026-10-09.
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