Loan programs · Ohio
FHA loan officers in Ohio
As of 2026-10-09, LenDb lists 579 loan officers licensed in or based in Ohio whose lender pages show FHA loan work. The top-ranked are Scott Reese (CrossCountry Mortgage, Cleveland), Diana Flynn (NFM Lending, Columbus) and Jeddy Awuah (NFM Lending, Columbus). Ranking is lender-neutral: specialty evidence first, then a license in OH, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- FHA loan
- VA loan
- First-time buyer
- HELOC
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 9 years licensed
- 2
Diana FlynnNMLS 1934853
NFM Lending · Columbus, OH · licensed in 23 states
- FHA loan
- VA loan
- Down payment assistance
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 6 years licensed
- 3
Jeddy AwuahNMLS 1991303
NFM Lending · Columbus, OH · licensed in 3 states
- FHA loan
- Bank statement loan
- DSCR loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 6 years licensed
- 4
Jason A WalkerNMLS 2384353
CrossCountry Mortgage · Grand Haven, MI · licensed in 3 states
- FHA loan
- First-time buyer
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 5
Todd LilloNMLS 224237
Union Home Mortgage · Norwalk, OH · licensed in 10 states
- FHA loan
- First-time buyer
- VA loan
- Down payment assistance
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 5 years licensed
- 6
Dan LongmanNMLS 369430
NFM Lending · Plantation, FL · licensed in 7 states
- FHA loan
- First-time buyer
- Jumbo loan
- Self-employed
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 7
Mark OstrowskiNMLS 135750
Homestead Funding · Cranberry Twp, PA · licensed in 2 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 8
Kevin HolmesNMLS 193246
NFM Lending · Linthicum, MD · licensed in 23 states
- FHA loan
- First-time buyer
- Jumbo loan
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 9
Connie SmithNMLS 62811
Union Home Mortgage · Lakeside Park, KY · licensed in 3 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 16 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Lori JuleNMLS 190409
Atlantic Coast Mortgage · Fairfax, VA · licensed in 27 states
- FHA loan
- Jumbo loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 15 years licensed
- No disciplinary actions on file at LenDb
- 11
Morgan CowleNMLS 40312
Churchill Mortgage · Brentwood, TN · licensed in 13 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 11 years licensed
- No disciplinary actions on file at LenDb
- 12
Rick SlomovitzNMLS 211355
CrossCountry Mortgage · Cleveland, OH · licensed in 2 states
- FHA loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 1 years licensed
- 13
Nick DestefanoNMLS 913806
Ruoff Mortgage · licensed in 3 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 13 years licensed
- No disciplinary actions on file at LenDb
- 14
Adam PenneyNMLS 1937816
CrossCountry Mortgage · Niles, OH · licensed in 2 states
- FHA loan
- USDA loan
- VA loan
- Down payment assistance
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 1 years licensed
- 15
Victoria TurnboughNMLS 2126530
JPMorgan Chase Bank (Chase Home Lending) · South Euclid, OH
- FHA loan
- Down payment assistance
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 5 years licensed
- 16
Chris MartoranoNMLS 130044
Guild Mortgage · Chicago, IL · licensed in 10 states
- FHA loan
- Down payment assistance
- First-time buyer
- Jumbo loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 17
Randy KeyNMLS 190053
Churchill Mortgage · Dallas, TX · licensed in 12 states
- FHA loan
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 18
Timothy BullockNMLS 233777
Union Home Mortgage · Akron, OH
- FHA loan
- First-time buyer
- Down payment assistance
- Renovation loan (203k / HomeStyle)
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 30 years experience (stated on lender page, 2026-10-09)
- 19
Dolores WalterNMLS 266552
CrossCountry Mortgage · Cleveland, OH
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- No disciplinary actions on file at LenDb
- 20
Patience BatesNMLS 284235
Guild Mortgage · Medina, OH
- FHA loan
- Down payment assistance
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 29 years experience (stated on lender page, 2026-10-09)
- 21
Jeffrey AurandNMLS 436952
Union Home Mortgage · Maumee, OH · licensed in 2 states
- FHA loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- USDA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- No disciplinary actions on file at LenDb
- 22
Michelle WallaceNMLS 639470
Union Home Mortgage · Mansfield, OH
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- No disciplinary actions on file at LenDb
- 23
Danny AllbrittonNMLS 1618459
NFM Lending · Columbus, OH · licensed in 2 states
- FHA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- No disciplinary actions on file at LenDb
- 24
George KomoroskiNMLS 16721
Total Mortgage Services · Milford, CT · licensed in 16 states
- FHA loan
- First-time buyer
- Jumbo loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 25
Dan LoganNMLS 172913
Ruoff Mortgage · Brunswick, OH · licensed in 3 states
- FHA loan
- USDA loan
- VA loan
- Lists FHA loan on lender page (lender page, verified 2026-10-09)
- Licensed in OH (listed on lender page, verified 2026-10-09)
- Branch in Ohio
- 8 years licensed
Before you choose
Lender overlays on credit score and debt-to-income differ, and property condition rules can complicate older homes.
- What minimum credit score do you accept for FHA, with or without overlays?
- How do you handle FHA appraisal repair requirements?
- What will mortgage insurance cost over the life of the loan?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in OH or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=fha&state=OH. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.