Joe Harris
VP of Lending at Lower · Columbia, MD
NMLS ID 326764 (opens in a new tab) · verify at NMLS Consumer Access
Joe Harris (NMLS 326764) is VP of Lending at Lower, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO58373). Also lists Massachusetts, Maryland, North Carolina, Texas and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: December 26, 2018 (Florida), per state regulator.
Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 26, 2018 (Florida), per state regulator
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Massachusetts, Maryland, North Carolina, Texas, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO58373, first effective 2018-12-26), verified 2026-10-09.
Lender-reported: MA, MD, NC, TX, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Columbia, MD · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Describes themselves as a trusted loan officer serving Virginia Beach, Virginia.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Joe Harris (NMLS 326764), Lower. LenDb.ai, https://lendb.ai/lo/joseph-harris-326764, last verified 2026-10-10.
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