Paul Shapiro, photo from Lower

Paul Shapiro

Sr. Loan Officer at Lower · Columbia, MD

NMLS ID 170658 (opens in a new tab) · verify at NMLS Consumer Access

Paul Shapiro (NMLS 170658) is Sr. Loan Officer at Lower, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO569). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: December 6, 2010 (Florida), per state regulator.

Last verified . Sources: Lower (lower.com), Florida state regulator, New York state regulator and NMLS Consumer Access (license status, check live).

Specialties

Focus

No focus listed on their lender page yet.

    Their lender offers

    FHA loan, First-time buyer, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan, VA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Paul's own focus, so ask.

    Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO569, first effective 2010-12-06), verified 2026-10-15.

    Earlier regulator records (not active): NY (expired).

    Contact

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    Employment history

    1. Lower NMLS 1124061

      Current · Columbia, MD · seen on lender site 2026-10-10

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Paul Shapiro is a Senior Loan Officer in Columbia, MD who focuses on tailored mortgage solutions and guides clients from initial consultation through closing.

    Our summary of the lender page. Verified 2026-10-10.

    Also
    Works closely with borrowers from initial consultation to closing
    Source (opens in a new tab), verified 2026-10-10

    Sources

    Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
    Licenses (regulator)state regulator · dfs.ny.gov (opens in a new tab)verified 2026-10-14
    Lender programslender site · lower.com (opens in a new tab)verified 2026-10-10
    Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
    Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
    Photolender site · lower.com (opens in a new tab)verified 2026-10-10
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Paul Shapiro (NMLS 170658), Lower. LenDb.ai, https://lendb.ai/lo/paul-shapiro-170658, last verified 2026-10-15.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.