Joseph Latorre
Sr. Loan Officer at CrossCountry Mortgage · San Juan Capistrano, CA
NMLS ID 1015189 (opens in a new tab) · verify at NMLS Consumer Access
Joseph Latorre (NMLS 1015189) is Sr. Loan Officer at CrossCountry Mortgage, based in San Juan Capistrano, CA. Lists Arizona and California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: AZ, CA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
CrossCountry Mortgage NMLS 3029
Current · San Juan Capistrano, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Joseph Latorre is a Sr. Loan Officer with over 20 years of experience, beginning as a personal banker before transitioning to loan origination in 2003. He specializes in purchase loans with a strong focus on VA loans, which comprise about 30% of his business.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Started career as personal banker before transitioning to loan origination
- Source (opens in a new tab), verified 2026-10-09
- Serves
- Oceanside, San Juan Capistrano, Rancho San Clemente, Dana Point, Rancho Santa Margarita, and San Clemente, CA
- Source (opens in a new tab), verified 2026-10-09
- Education
- Graduated from Lake Forest College in the top 10% of class
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Joseph Latorre (NMLS 1015189), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/joseph-latorre-1015189, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.