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Charles Toll, photo from CrossCountry Mortgage

Charles Toll

Senior Loan Officer at CrossCountry Mortgage · San Juan Capistrano, CA

NMLS ID 1783114 (opens in a new tab) · verify at NMLS Consumer Access

Charles Toll (NMLS 1783114) is Senior Loan Officer at CrossCountry Mortgage, based in San Juan Capistrano, CA. Licensed in 17 states: Florida, Colorado, Arizona, California, Georgia, Hawaii, Illinois, Indiana and 9 more. Focus areas shown on the lender page: Non-QM loan, Real estate investor, Self-employed and First-time buyer. 5 years licensed.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).

Specialties

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Colorado, Arizona, California, Georgia, Hawaii, Illinois, Indiana, Montana, New Mexico, Nevada, Oregon, Tennessee, Texas, Utah, Virginia, Washington

Confirmed with the state regulator: FL (opens in a new tab) (LO130855, since 2024), CO (opens in a new tab) (100513012, since 2018), verified 2026-10-09.

Others as listed on the lender page (AZ, CA, GA, HI, IL, IN, MT, NM, NV, OR, TN, TX, UT, VA, WA), not yet checked against state regulators.

Contact

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View profile at CrossCountry Mortgage (opens in a new tab)

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · San Juan Capistrano, CA · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Charles Toll specializes in Non-Qualified Mortgage (Non-QM) solutions for self-employed borrowers, real estate investors, and those with non-traditional income. He offers flexible programs including Bank Statement, DSCR, 1099, and Asset Qualifier loans.

Our summary of the lender page. Verified 2026-10-09.

Serves
Ramona, La Costa Carlsbad, Lakeside, Coronado, Rancho Penasquitos, CA
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · apps.colorado.gov (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Charles Toll (NMLS 1783114), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/charles-toll-1783114, last verified 2026-10-09.

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