Juana F Ruiz
Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
NMLS ID 1249406 (opens in a new tab) · verify at NMLS Consumer Access
Juana F Ruiz (NMLS 1249406) is Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Phoenix, AZ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Co-op, Condo, FHA loan, HELOC and Jumbo loan. Speaks Spanish.
Last verified . Sources: JPMorgan Chase Bank (Chase Home Lending) (homelendingadvisor.chase.com) and NMLS Consumer Access (license status, check live).
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Co-oplender page
- Condolender page
- FHA loanlender page
- HELOClender page
- Jumbo loanlender page
- VA loanlender page
Where we saw these: homelendingadvisor.chase.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
JPMorgan Chase Bank (Chase Home Lending) NMLS 399798
Current · Phoenix, AZ · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Juana has 10 years of experience and is fluent in Spanish. They specialize in fixed-rate and adjustable-rate mortgages, HELOCs, FHA and VA mortgages, and condo and co-op lending.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Juana F Ruiz (NMLS 1249406), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/juana-f-ruiz-1249406, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.