Property types · Arizona
Condo loan officers in Arizona
As of 2026-10-09, LenDb lists 67 loan officers licensed in or based in Arizona whose lender pages show Condo work. The top-ranked are Joe Conner (Homeowners Financial Group, Scottsdale), Cody Begdorian (Barrett Financial Group, Camas) and Renee Sacco (Union Home Mortgage, Phoenix). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Joe ConnerNMLS 237006
Homeowners Financial Group · Scottsdale, AZ · licensed in 4 states
- Condo
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 8 years experience (stated on lender page, 2026-10-09)
- 2
Cody BegdorianNMLS 755908
Barrett Financial Group · Camas, WA · licensed in 5 states
- Condo
- First-time buyer
- Jumbo loan
- Real estate investor
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 3
Renee SaccoNMLS 453805
Union Home Mortgage · Phoenix, AZ · licensed in 3 states
- Condo
- FHA loan
- Jumbo loan
- New construction
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- No disciplinary actions on file at LenDb
- 4
Maggie MikaitisNMLS 1395394
CrossCountry Mortgage · Chicago, IL · licensed in 36 states
- Condo
- Real estate investor
- Jumbo loan
- Non-QM loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 5
Jeffrey ZulaufNMLS 18566
CrossCountry Mortgage · Suwanee, GA · licensed in 22 states
- Condo
- First-time buyer
- Real estate investor
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 7 years licensed
- No disciplinary actions on file at LenDb
- 6
Teresa SobrinoNMLS 450752
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- FHA loan
- HELOC
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 22 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 7
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- Condo
- First-time buyer
- Non-QM loan
- New construction
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 8
Arnell Brady IINMLS 1128672
JPMorgan Chase Bank (Chase Home Lending) · Chicago, IL · licensed in 11 states
- Condo
- Co-op
- FHA loan
- HELOC
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 3 years licensed
- No disciplinary actions on file at LenDb
- 9
Jason ValadaNMLS 625151
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- FHA loan
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 14 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 10
Chad LubbenNMLS 447796
CrossCountry Mortgage · Cornelius, NC · licensed in 12 states
- Condo
- Jumbo loan
- FHA loan
- First-time buyer
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- No disciplinary actions on file at LenDb
- 11
Juana F RuizNMLS 1249406
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- FHA loan
- HELOC
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 10 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 12
Ryan SmithNMLS 1389933
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- First-time buyer
- Vacation home
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 10 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 13
Stephen ManuelNMLS 1196877
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- First-time buyer
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 9 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 14
Maru Eugenia RosasNMLS 1626219
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- FHA loan
- HELOC
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 8 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 15
Kayla ChaseNMLS 145990
Lit Financial Corporation · licensed in 11 states
- Condo
- Bank statement loan
- Jumbo loan
- HELOC
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 14 years licensed
- No disciplinary actions on file at LenDb
- 16
Michael N WellsNMLS 1257537
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- FHA loan
- VA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 7 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 17
Court CrofootNMLS 200175
CrossCountry Mortgage · Scottsdale, AZ · licensed in 11 states
- Condo
- Co-op
- Construction loan
- Down payment assistance
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- 2 years licensed
- 18
Beatriz VillalobosNMLS 2175864
CrossCountry Mortgage · Sierra Vista, AZ · licensed in 7 states
- Condo
- Construction loan
- Down payment assistance
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- No disciplinary actions on file at LenDb
- 19
Chris LeonNMLS 854517
CrossCountry Mortgage · Sierra Vista, AZ
- Condo
- Co-op
- Construction loan
- Down payment assistance
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- Branch in Arizona
- No disciplinary actions on file at LenDb
- 20
Martin Ariel FragalaNMLS 2214467
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- FHA loan
- HELOC
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 5 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 21
Jonathan HerreraNMLS 1659275
JPMorgan Chase Bank (Chase Home Lending) · Tempe, AZ
- Condo
- Co-op
- HELOC
- FHA loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 6 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 22
Brittany JonesNMLS 1727701
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- FHA loan
- HELOC
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 6 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 23
Kyle BrunetNMLS 1237678
Lit Financial Corporation · licensed in 9 states
- Condo
- Bank statement loan
- DSCR loan
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed in AZ (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
- 24
Michelle J JonesNMLS 1885945
JPMorgan Chase Bank (Chase Home Lending) · Tempe, AZ
- Condo
- Co-op
- HELOC
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 3 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 25
Kimberly A BusbyNMLS 1986318
JPMorgan Chase Bank (Chase Home Lending) · Phoenix, AZ
- Condo
- Co-op
- FHA loan
- Jumbo loan
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Branch in Arizona; no license list on file yet, verify at NMLS Consumer Access
- 3 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
Before you choose
The building's budget, reserves, litigation and owner-occupancy ratio all affect approval, not just the buyer's credit.
- Is this project already approved or warrantable with your investors?
- What documents do you need from the HOA, and who orders the condo questionnaire?
- How do you handle a project with pending litigation or low reserves?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in AZ or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=condo&state=AZ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.