Loan programs · Arizona
HELOC loan officers in Arizona
As of 2026-10-09, LenDb lists 135 loan officers licensed in or based in Arizona whose lender pages show HELOC work. The top-ranked are Arthur Klein (JPMorgan Chase Bank (Chase Home Lending), Phoenix), Emmett Clark (Loan Factory) and Christopher Brown (JPMorgan Chase Bank (Chase Home Lending), Phoenix). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Arthur KleinNMLS 1452376
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- Jumbo loan
- Self-employed
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- States 26 years of experience (lender page, 2026-10-09)
- 2
Emmett ClarkNMLS 233747
Loan Factory · Mortgage broker · licensed in 18 states
- HELOC
- First-time buyer
- VA loan
- FHA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 3
Christopher BrownNMLS 1037350
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- Licensed since 2018 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 4
Megan CurtisNMLS 1621681
Pennymac · Pasadena, CA · licensed in 5 states
- HELOC
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Colorado records)
- 5
Mason MeyerNMLS 1644047
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- Licensed since 2018 (per Florida records)
- 6
Erik BrowningNMLS 2264602
CrossCountry Mortgage · Scottsdale, AZ · licensed in 14 states
- HELOC
- DSCR loan
- FHA loan
- Self-employed
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Scottsdale, AZ
- Licensed since 2025 (per Florida records)
- 7
B OrozcoNMLS 2005188
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- Licensed since 2020 (per Florida records)
- 8
Marisela AlonzoNMLS 2855198
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- States 30 years of experience (lender page, 2026-10-09)
- 9
Dennis DanielNMLS 692223
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- VA loan
- FHA loan
- Jumbo loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- Licensed since 2018 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 10
Daniel McDermottNMLS 430030
CrossCountry Mortgage · Montvale, NJ · licensed in 26 states
- HELOC
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- 11
Dan LarkinNMLS 258898
LeaderOne Financial · Oak Brook, IL · licensed in 18 states
- HELOC
- First-time buyer
- Real estate investor
- Construction loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 12
Daniel RosenblattNMLS 1993020
Newrez · Fort Washington, PA · licensed in 3 states
- HELOC
- FHA loan
- VA loan
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Colorado records)
- 13
Celine DiazNMLS 2142412
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- States 3 years of experience (lender page, 2026-10-09)
- 14
Juana F RuizNMLS 1249406
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- 15
Andrew ZavageNMLS 1920906
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 7 states
- HELOC
- AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Chandler, AZ
- Licensed since 2026 (per Florida records)
- 16
Connie RamirezNMLS 2127348
JPMorgan Chase Bank (Chase Home Lending) · Bank · Scottsdale, AZ
- HELOC
- FHA loan
- VA loan
- Down payment assistance
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Scottsdale, AZ
- 17
Martin Ariel FragalaNMLS 2214467
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- 18
Mariana IslasNMLS 428060
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- Jumbo loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- 19
Anne MehedintiNMLS 1057485
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- 20
Mark StevensNMLS 1630798
JPMorgan Chase Bank (Chase Home Lending) · Bank · Tempe, AZ
- HELOC
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Tempe, AZ
- 21
Jackson HooblerNMLS 1811187
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- Self-employed
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- 22
O'Brian P EnrightNMLS 1967525
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- 23
Katie HeymanNMLS 2152726
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- Co-op
- Condo
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- 24
Anderson KendigNMLS 2563986
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- Jumbo loan
- VA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
- 25
Ismael OrdazNMLS 2744439
JPMorgan Chase Bank (Chase Home Lending) · Bank · Phoenix, AZ
- HELOC
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists HELOC on lender page (lender page, verified 2026-10-09)
- Office in Phoenix, AZ
Before you choose
Combined loan-to-value limits, rate structures and draw periods vary by lender, and many only offer them to existing customers.
- What combined loan-to-value do you allow?
- Is the rate variable, and are there fixed-rate draw options?
- Are there annual fees or early closure fees?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a AZ license is confirmed with the state regulator (check mark), AZ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=heloc&state=AZ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.