Julian Montano IV
Loan Officer at Veterans United Home Loans · Columbia, MO
NMLS ID 2801196 (opens in a new tab) · verify at NMLS Consumer Access
Julian Montano IV (NMLS 2801196) is Loan Officer at Veterans United Home Loans, based in Columbia, MO. Licensed in Texas, confirmed with the state regulator. Veterans United Home Loans also offers FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle) and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: April 1, 2026 (Texas), per state regulator. States 8 years of experience.
Last verified . Sources: Veterans United Home Loans (veteransunited.com), Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: April 1, 2026 (Texas), per state regulator
- 8 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
FHA loan, First-time buyer, Jumbo loan, Renovation loan (203k / HomeStyle), USDA loan and VA loan. Programs Veterans United Home Loans offers (verified 2026-10-10). Lender-level: not confirmed as Julian's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.
Contact
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Employment history
Veterans United Home Loans NMLS 1907
Current · Columbia, MO · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Julian has nearly eight years of experience and has dedicated most of their career to serving Veterans, including helping them move into civilian careers.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Lender programs | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · veteransunited.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Julian Montano IV (NMLS 2801196), Veterans United Home Loans. LenDb.ai, https://lendb.ai/lo/julian-montano-iv-2801196, last verified 2026-10-13.
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