Julie Sams
Loan Officer at Empire Home Loans · Fair Oaks, CA
NMLS ID 109565 (opens in a new tab) · verify at NMLS Consumer Access
Julie Sams (NMLS 109565) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. States 35 years of experience.
Last verified . Sources: Empire Home Loans (empirehomeloans.com) and NMLS Consumer Access (license status, check live).
- 35 years experience (stated)
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
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Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Julie brings over 35 years of mortgage industry experience serving clients across Washington state and beyond. She emphasizes building lasting relationships and providing clear communication throughout the loan process.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Julie Sams (NMLS 109565), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/julie-sams-109565, last verified 2026-10-09.
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