Julio Cesar Berrocal
Mortgage Loan Officer at Loan Factory
NMLS ID 1825860 (opens in a new tab) · verify at NMLS Consumer Access
Julio Cesar Berrocal (NMLS 1825860) is Mortgage Loan Officer at Loan Factory. Licensed in 2 states: Florida and Texas. Focus areas shown on the lender page: DSCR loan, FHA loan, First-time buyer, Non-QM loan and Self-employed. Speaks English and Spanish. 4 years licensed.
Last verified . Sources: Loan Factory (loanfactory.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 4 years licensed
- 2 states
- Unclaimed profile
- No actions on file
Specialties
- DSCR loanlender page
- FHA loanlender page
- First-time buyerlender page
- Non-QM loanlender page
- Self-employedlender page
- USDA loanlender page
- VA loanlender page
Where we saw these: loanfactory.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- English
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-09
Licensed states
Confirmed with the state regulator: FL (opens in a new tab) (LO105465, since 2022), verified 2026-10-09.
Others as listed on the lender page (TX), not yet checked against state regulators.
Contact
No public business contact on file.
We never see who you contact.
Employment history
Loan Factory NMLS 320841
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Julio Berrocal works with first-time buyers, self-employed borrowers, real estate agents, and investors, with experience in FHA, USDA, VA, and Non-QM solutions. He prioritizes education and communication throughout the lending process.
Our summary of the lender page. Verified 2026-10-09.
Reviews
Reviews on other sites
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LenDb reviews
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Sources
| Name and employer | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Languages | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · loanfactory.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Julio Cesar Berrocal (NMLS 1825860), Loan Factory. LenDb.ai, https://lendb.ai/lo/julio-cesar-berrocal-1825860, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.