Justin Phillips, photo from Ruoff Mortgage

Justin Phillips

Senior Loan Officer at Ruoff Mortgage

NMLS ID 1067984 (opens in a new tab) · verify at NMLS Consumer Access

Justin Phillips (NMLS 1067984) is Senior Loan Officer at Ruoff Mortgage. Lists Indiana and Ohio on the lender page (not yet checked with the state regulator).

Last verified . Sources: Ruoff Mortgage (ruoff.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Indiana, Ohio

    Lender-reported: IN, OH are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Ruoff Mortgage NMLS 141868

      Current · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Justin Phillips is a Senior Loan Officer at Ruoff Mortgage focused on making the mortgage process simple and stress-free. He serves Indiana and Ohio, and is dedicated to helping first-time homebuyers, repeat purchasers, and refinancing clients with clear guidance and quick communication.

    Our summary of the lender page. Verified 2026-10-09.

    Credentials
    President's Club Award winner
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    Ruoff Customer Experience Award
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Summarylender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Contactlender site · ruoff.com (opens in a new tab)verified 2026-10-09
    Photolender site · ruoff.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Justin Phillips (NMLS 1067984), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/justin-phillips-1067984, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.