Kaitlin Girten, photo from Frandsen Bank & Trust

Kaitlin Girten

Retail Banking Manager at Frandsen Bank & Trust · Rosemount, MN

NMLS ID 2789437 (opens in a new tab) · verify at NMLS Consumer Access

Kaitlin Girten (NMLS 2789437) is a Retail Banking Manager at Frandsen Bank & Trust in Rosemount, Minnesota. Kaitlin's own profile lists HELOC as a focus.

Last verified . Sources: Frandsen Bank & Trust (frandsenbank.com) and NMLS Consumer Access (license status, check live).

Quick answers

Is Kaitlin licensed?
Kaitlin works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
Source: employer type in LenDb's lender registry
Does Kaitlin do HELOCs?
Kaitlin's profile lists HELOC as a focus (from their lender profile page).
Source: lender page (opens in a new tab)
What lender does Kaitlin work for?
Frandsen Bank & Trust, company NMLS 718070, from the Rosemount, MN office, per the lender's own site (verified 2026-10-16).
Source: lender site (opens in a new tab)

Specialties

Focus

Where we saw these: frandsenbank.com (opens in a new tab)

Their lender offers

New construction and Vacation home. Programs Frandsen Bank & Trust offers (verified 2026-10-16). Lender-level: not confirmed as Kaitlin's own focus, so ask.

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

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Employment history

  1. Frandsen Bank & Trust NMLS 718070

    Current · Rosemount, MN · seen on lender site 2026-10-16

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
4 years with Frandsen Bank & Trust
Source (opens in a new tab), verified 2026-10-16
Education
Degree in Human Resources in Business, Inver Hills Community College
Source (opens in a new tab), verified 2026-10-16
Credentials
Human Resource Management Certificate
Source (opens in a new tab), verified 2026-10-16

Sources

Name and employerlender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
Specialtieslender site · frandsenbank.com (opens in a new tab)verified 2026-10-26
Lender programslender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
Contactlender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
Photolender site · frandsenbank.com (opens in a new tab)verified 2026-10-16
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Kaitlin Girten (NMLS 2789437), Frandsen Bank & Trust. LenDb.ai, https://lendb.ai/lo/kaitlin-girten-2789437, last verified 2026-10-16.

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