Karen Nielson
Branch Manager at Guild Mortgage · Logan, UT
NMLS ID 80226 (opens in a new tab) · verify at NMLS Consumer Access
Karen Nielson (NMLS 80226) is Branch Manager at Guild Mortgage, based in Logan, UT. Licensed in Florida, confirmed with the state regulator (license LO121279). Also lists Idaho, North Dakota, Utah and Wyoming on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records).
Last verified . Sources: Guild Mortgage (branches.guildmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Idaho, North Dakota, Utah, Wyoming
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO121279, since 2023), verified 2026-10-09.
Lender-reported: ID, ND, UT, WY are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guild Mortgage NMLS 3274
Current · Logan, UT · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Karen Nielson is a nationally recognized Branch Manager with 25+ years of mortgage experience. She specializes in serving first-time buyers, investors, and self-employed borrowers with expertise across conventional, VA, FHA, USDA, reverse mortgages, construction, and Non-QM solutions like DSCR and bank statement programs.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- #1 Retail Loan Officer in Utah by Scotsman Guide in 2025
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Top 100 Mortgage Loan Officers in the United States
- Source (opens in a new tab), verified 2026-10-09
- Also
- Guild Mortgage services most of its loans after closing, providing ongoing support
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · branches.guildmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Karen Nielson (NMLS 80226), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/karen-nielson-80226, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.