Karin Gagliano, photo from CrossCountry Mortgage

Karin Gagliano

Loan Officer at CrossCountry Mortgage · Pittsford, NY

NMLS ID 1737007 (opens in a new tab) · verify at NMLS Consumer Access

Karin Gagliano (NMLS 1737007) is Loan Officer at CrossCountry Mortgage, based in Pittsford, NY. Licensed in Florida, confirmed with the state regulator (license LO145669). Also lists New York and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, Construction loan and Renovation loan (203k / HomeStyle). Licensed since 2026 (per Florida records). States 25 years of experience.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, New York, South Carolina

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO145669, since 2026), verified 2026-10-09.

Lender-reported: NY, SC are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. CrossCountry Mortgage NMLS 3029

    Current · Pittsford, NY · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

With over 25 years of experience in financial services and mortgages, Karin specializes in VA home loans for veterans and active-duty service members. She serves clients across NY, FL, and SC.

Our summary of the lender page. Verified 2026-10-09.

Sources

Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Karin Gagliano (NMLS 1737007), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/karin-gagliano-1737007, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.