Loan programs · New York
VA loan officers in New York
As of 2026-10-09, LenDb lists 208 loan officers licensed in or based in New York whose lender pages show VA loan work. The top-ranked are Eric Vaughn (CrossCountry Mortgage, Williamsville), David Smith (CrossCountry Mortgage, Syracuse) and Barry Koven (CrossCountry Mortgage, Brooklyn). Ranking is lender-neutral: specialty evidence first, then a license in NY, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Eric VaughnNMLS 88577
CrossCountry Mortgage · Williamsville, NY
- VA loan
- FHA loan
- Non-QM loan
- Physician and medical professional
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 23 years experience (stated on lender page, 2026-10-09)
- 2
David SmithNMLS 1579719
CrossCountry Mortgage · Syracuse, NY
- VA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 10 years experience (stated on lender page, 2026-10-09)
- 3
Barry KovenNMLS 404510
CrossCountry Mortgage · Brooklyn, NY · licensed in 6 states
- VA loan
- Construction loan
- FHA loan
- Co-op
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 7 years licensed
- 4
Michael SantulliNMLS 119214
Homestead Funding · Watertown, NY
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 30 years experience (stated on lender page, 2026-10-09)
- 5
Aimee MerrittNMLS 418848
CrossCountry Mortgage · Fairfield, CT · licensed in 2 states
- VA loan
- Jumbo loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 20 years experience (stated on lender page, 2026-10-09)
- No disciplinary actions on file at LenDb
- 6
Rob SligarNMLS 921126
CrossCountry Mortgage · Carthage, NY · licensed in 2 states
- VA loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 4 years licensed
- 7
Jonathan LongNMLS 1765073
CrossCountry Mortgage · Rochester, NY · licensed in 2 states
- VA loan
- Real estate investor
- Self-employed
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 3 years licensed
- 8
John AstrologoNMLS 441861
CrossCountry Mortgage · White Plains, NY · licensed in 10 states
- VA loan
- Co-op
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 4 years licensed
- 9
Michael DeutschNMLS 31182
CrossCountry Mortgage · Melville, NY · licensed in 2 states
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 23 years experience (stated on lender page, 2026-10-09)
- 10
Regina CristoderoNMLS 195320
CrossCountry Mortgage · White Plains, NY
- VA loan
- Non-QM loan
- Real estate investor
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 31 years experience (stated on lender page, 2026-10-09)
- 11
Karin GaglianoNMLS 1737007
CrossCountry Mortgage · Pittsford, NY · licensed in 3 states
- VA loan
- Construction loan
- Renovation loan (203k / HomeStyle)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 0 years licensed
- 12
Mary Jo TraversoneNMLS 589509
Homestead Funding · Williamsville, NY · licensed in 9 states
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 13 years licensed
- 13
Scott ReeseNMLS 86512
CrossCountry Mortgage · Cleveland, OH · licensed in 17 states
- VA loan
- FHA loan
- First-time buyer
- HELOC
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 14
Todd McDermottNMLS 63690
Homestead Funding · Goshen, NY · licensed in 9 states
- VA loan
- FHA loan
- First-time buyer
- Renovation loan (203k / HomeStyle)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 7 years licensed
- 15
Will RobertsNMLS 2539676
CrossCountry Mortgage · Melville, NY · licensed in 40 states
- VA loan
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 1 years licensed
- 16
Jason StallworthNMLS 7577
Embrace Home Loans · Amityville, NY · licensed in 6 states
- VA loan
- FHA loan
- First-time buyer
- Non-QM loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- 4 years licensed
- 17
Jay BunteNMLS 1957808
CrossCountry Mortgage · Fort Worth, TX · licensed in 46 states
- VA loan
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 5 years licensed
- No disciplinary actions on file at LenDb
- 18
James McKennaNMLS 234353
CrossCountry Mortgage · Union, NJ · licensed in 4 states
- VA loan
- Jumbo loan
- FHA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 4 years licensed
- No disciplinary actions on file at LenDb
- 19
Judelka DiazNMLS 2253012
Embrace Home Loans · Amityville, NY · licensed in 5 states
- VA loan
- FHA loan
- Renovation loan (203k / HomeStyle)
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- Branch in New York
- No disciplinary actions on file at LenDb
- 20
Amir ElshafiyNMLS 283420
CrossCountry Mortgage · Delray Beach, FL · licensed in 3 states
- VA loan
- Jumbo loan
- FHA loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 21
Susan HoweNMLS 848400
Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 12 states
- VA loan
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 6 years licensed
- No disciplinary actions on file at LenDb
- 22
George KomoroskiNMLS 16721
Total Mortgage Services · Milford, CT · licensed in 16 states
- VA loan
- FHA loan
- First-time buyer
- Jumbo loan
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 23
Michael ColellaNMLS 1466855
Embrace Home Loans · Basking Ridge, NJ · licensed in 6 states
- VA loan
- FHA loan
- Jumbo loan
- HELOC
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 9 years licensed
- No disciplinary actions on file at LenDb
- 24
Greg FearnleyNMLS 2643728
CrossCountry Mortgage · Tampa, FL · licensed in 26 states
- VA loan
- Real estate investor
- Renovation loan (203k / HomeStyle)
- First-time buyer
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 1 years licensed
- No disciplinary actions on file at LenDb
- 25
Terry T. TerzakisNMLS 110369
Homestead Funding · North Haven, CT · licensed in 12 states
- VA loan
- FHA loan
- Jumbo loan
- Renovation loan (203k / HomeStyle)
- Lists VA loan on lender page (lender page, verified 2026-10-09)
- Licensed in NY (listed on lender page, verified 2026-10-09)
- 10 years licensed
- No disciplinary actions on file at LenDb
Before you choose
Entitlement calculations, funding fee exemptions and VA appraisal rules reward a loan officer who closes VA loans often.
- How many VA loans have you closed in the last year?
- Can you check my remaining entitlement and funding fee status?
- How do you handle a low VA appraisal or the tidewater process?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in NY or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=va&state=NY. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.