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Karla Melgar, photo from Embrace Home Loans

Karla Melgar

Senior Loan Officer at Embrace Home Loans · La Plata, MD

NMLS ID 186602 (opens in a new tab) · verify at NMLS Consumer Access

Karla Melgar (NMLS 186602) is Senior Loan Officer at Embrace Home Loans, based in La Plata, MD. Licensed in 3 states: Delaware, Maryland and Virginia. Focus areas shown on the lender page: New construction and VA loan. States 52 years of experience.

Last verified . Sources: Embrace Home Loans (embracehomeloans.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: embracehomeloans.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Delaware, Maryland, Virginia

As listed on the lender page (DE, MD, VA), not yet checked against state regulators.

Contact

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View profile at Embrace Home Loans (opens in a new tab)

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Employment history

  1. Embrace Home Loans NMLS 2184

    Current · La Plata, MD · seen on lender site 2026-10-09

Disciplinary actions

None on record

Regulator orders are not loaded yet. Check NMLS Consumer Access.

About

Karla has over 52 years in mortgage banking and three decades specializing in VA and builder lending. She guides borrowers toward loan solutions tailored to their needs.

Our summary of the lender page. Verified 2026-10-09.

Role
Senior Loan Officer
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Summarylender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Contactlender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
Photolender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Karla Melgar (NMLS 186602), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/karla-melgar-186602, last verified 2026-10-09.

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