Matthew O'Connell, photo from Embrace Home Loans

Matthew O'Connell

Branch Manager at Embrace Home Loans · Timonium, MD

NMLS ID 239152 (opens in a new tab) · verify at NMLS Consumer Access

Matthew O'Connell (NMLS 239152) is Branch Manager at Embrace Home Loans, based in Timonium, MD. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Maryland, New Jersey and South Carolina on the lender page (not yet checked with the state regulator). Licensed since 2024 (per Florida records).

Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Pennsylvania, Maryland, New Jersey, South Carolina

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO133629, since 2024), PA (opens in a new tab) (45327), verified 2026-10-09.

    Lender-reported: MD, NJ, SC are listed on the lender page, not yet checked with the state regulator.

    Contact

    A quick automatic check keeps bots from harvesting contact details.

    View profile at Embrace Home Loans (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Embrace Home Loans NMLS 2184

      Current · Timonium, MD · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Matthew is Branch Manager at Embrace and previously worked as Senior Mortgage Consultant at Prosperity Home Mortgage, where he led loan origination and coached team members. He holds a BS in Recreation Administration from College of New Jersey.

    Our summary of the lender page. Verified 2026-10-09.

    Role
    Previously Senior Mortgage Consultant at Prosperity Home Mortgage, focused on loan origination
    Source (opens in a new tab), verified 2026-10-09
    Education
    BS in Recreation Administration from College of New Jersey
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    Summarylender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    Contactlender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    Photolender site · embracehomeloans.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Matthew O'Connell (NMLS 239152), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/matthew-o-connell-239152, last verified 2026-10-09.

    Is this you?

    Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.

    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.