Kay Fruci
Branch Manager at Residential Wholesale Mortgage, Inc. · Colorado Springs, CO
NMLS ID 1064528 (opens in a new tab) · verify at NMLS Consumer Access
Kay Fruci (NMLS 1064528) is Branch Manager at Residential Wholesale Mortgage, Inc., based in Colorado Springs, CO. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists Arkansas and Colorado on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Earliest state license record: February 27, 2026 (Texas), per state regulator.
Last verified . Sources: Residential Wholesale Mortgage, Inc. (rwmloans.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 27, 2026 (Texas), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 4 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: rwmloans.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, Arkansas, Colorado
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO146833, first effective 2026-04-15), TX (opens in a new tab), verified 2026-10-15.
Lender-reported: AR, CO are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Residential Wholesale Mortgage, Inc. NMLS 79445
Current · Colorado Springs, CO · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | state regulator · rwmloans.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licensed states | lender site · rwmloans.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · rwmloans.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · rwmloans.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · rwmloans.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Kay Fruci (NMLS 1064528), Residential Wholesale Mortgage, Inc.. LenDb.ai, https://lendb.ai/lo/kay-fruci-1064528, last verified 2026-10-15.
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