Lainey Horton

NMLS ID 1500971 (opens in a new tab) · verify at NMLS Consumer Access

Lainey Horton (NMLS 1500971) is Mortgage Banker at BoxCar Mortgage, LLC. Licensed in Texas, confirmed with the state regulator. Earliest state license record: September 16, 2025 (Texas), per state regulator.

Last verified 2026-10-15. Sources: BoxCar Mortgage, LLC (valorhl.com), Texas state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: September 16, 2025 (Texas), per state regulator
Works at an FHA-approved lender, per HUD (opens in a new tab)
1 state
Unclaimed profile
Disciplinary history not yet checked

Specialties

Focus

No focus listed on their lender page yet.

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Licensed states

Texas

✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.

Contact

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Employment history

BoxCar Mortgage, LLC NMLS 1969375
Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience: since 2016; Source (opens in a new tab), verified 2026-10-15
Role: mortgage loan processor; Source (opens in a new tab), verified 2026-10-15
Education: Cameron University; Source (opens in a new tab), verified 2026-10-15
Credentials: United States Field Artillery Order of Molly Pitcher; Source (opens in a new tab), verified 2026-10-15
Community: Gives back to the community and enjoys networking; Source (opens in a new tab), verified 2026-10-15

Sources

Name and employer	state regulator · valorhl.com (opens in a new tab)	verified 2026-10-15
Licenses (regulator)	state regulator · sml.texas.gov (opens in a new tab)	verified 2026-10-13
Contact	lender site · valorhl.com (opens in a new tab)	verified 2026-10-15
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Lainey Horton (NMLS 1500971), BoxCar Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/lainey-horton-1500971, last verified 2026-10-15.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.