Staci Rubin
Mortgage Banker at BoxCar Mortgage, LLC
NMLS ID 196738 (opens in a new tab) · verify at NMLS Consumer Access
Staci Rubin (NMLS 196738) is Mortgage Banker at BoxCar Mortgage, LLC. Licensed in Florida, confirmed with the state regulator (license LO117813). Focus areas shown on the lender page: Down payment assistance and Self-employed. Earliest state license record: February 28, 2023 (Florida), per state regulator. States 20 years of experience.
Last verified . Sources: BoxCar Mortgage, LLC (valorhl.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: February 28, 2023 (Florida), per state regulator
- 20 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: Down payment assistance(from their lender profile page)
- Focus: Self-employed(from their lender profile page)
Where we saw these: valorhl.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO117813, first effective 2023-02-28), verified 2026-10-15.
Contact
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Employment history
BoxCar Mortgage, LLC NMLS 1969375
Current · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · valorhl.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · valorhl.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · valorhl.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · valorhl.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Staci Rubin (NMLS 196738), BoxCar Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/staci-rubin-196738, last verified 2026-10-15.
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