Mackenzie Smerdon
Senior Loan Officer at Embrace Home Loans · Salem, NH
NMLS ID 2168053 (opens in a new tab) · verify at NMLS Consumer Access
Mackenzie Smerdon (NMLS 2168053) is Senior Loan Officer at Embrace Home Loans, based in Salem, NH. Lists Massachusetts, Maine and New Hampshire on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Massachusetts, Maine, New Hampshire
Lender-reported: MA, ME, NH are listed on the lender page, not yet checked with the state regulator.
Earlier regulator records (not active): FL (expired).
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Salem, NH · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mackenzie (Kenzi) is a Senior Loan Officer with extensive mortgage industry experience and a commitment to transparency and tailored solutions. She was recognized as NH Housing's Top Loan Officer and brings expertise from CMG Home Loans, Premier Mortgage Lending, and Bank of America.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Senior Loan Officer at Embrace with extensive experience across multiple firms
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Recognized as NH Housing's Top Loan Officer
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Mackenzie Smerdon (NMLS 2168053), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/mackenzie-smerdon-2168053, last verified 2026-10-09.
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