Marco Melo
Senior Loan Officer at Embrace Home Loans · Middletown, RI
NMLS ID 12696 (opens in a new tab) · verify at NMLS Consumer Access
Marco Melo (NMLS 12696) is Senior Loan Officer at Embrace Home Loans, based in Middletown, RI. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Alabama, Arkansas, Arizona, California, Connecticut, District of Columbia, Delaware, Georgia and 18 more on the lender page (not yet checked with the state regulator). Licensed since 2010 (per Colorado records). States 25 years of experience.
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2010 (per Colorado records)
- 25 years experience (stated)
- 29 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Pennsylvania, Alabama, Arkansas, Arizona, California, Connecticut, District of Columbia, Delaware, Georgia, Illinois, Indiana, Massachusetts, Maryland, Maine, North Carolina, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Oregon, Rhode Island, South Carolina, Tennessee, Texas, Virginia, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO5989, since 2011), CO (opens in a new tab) (100032611, since 2010), PA (opens in a new tab) (21540), verified 2026-10-09.
Lender-reported: AL, AR, AZ, CA, CT, DC, DE, GA, IL, IN, MA, MD, ME, NC, NH, NJ, NY, OH, OK, OR, RI, SC, TN, TX, VA, WA are listed on the lender page, not yet checked with the state regulator.
Contact
A quick automatic check keeps bots from harvesting contact details.
We never see who you contact.
Employment history
Embrace Home Loans NMLS 2184
Current · Middletown, RI · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Marco has over 25 years in the mortgage industry and has helped more than 2,000 families achieve homeownership. He emphasizes personalized advice and long-term client relationships.
Our summary of the lender page. Verified 2026-10-09.
- Also
- Has helped more than 2,000 families secure financing
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Marco Melo (NMLS 12696), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/marco-melo-12696, last verified 2026-10-09.
Is this you?
Claim this profile to add specialties, a bio and languages, or ask us to fix or remove it.
Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.