Julie Myers
VP of Mortgage Lending at Guaranteed Rate Affinity, LLC · Encinitas, CA
NMLS ID 277030 (opens in a new tab) · verify at NMLS Consumer Access
Julie Myers (NMLS 277030) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Encinitas, CA. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists California, Colorado, Georgia, Oregon and Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer, Real estate investor and VA loan. Earliest state license record: December 12, 2022 (Texas), per state regulator. States 25 years of experience.
Last verified . Sources: Guaranteed Rate Affinity, LLC (grarate.com), Florida state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 12, 2022 (Texas), per state regulator
- 25 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: Real estate investor(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: grarate.com (opens in a new tab)
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
Florida, Texas, California, Colorado, Georgia, Oregon, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO128767, first effective 2024-05-17), TX (opens in a new tab), verified 2026-10-15.
Lender-reported: CA, CO, GA, OR, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Guaranteed Rate Affinity, LLC NMLS 1598647
Current · Encinitas, CA · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Julie Myers has over 25 years of experience helping clients across California, with San Diego as a service area. Focuses on first-time buyers, move-up buyers, investors and veterans.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Licensed states | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Specialties | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Summary | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · grarate.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · grarate.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Julie Myers (NMLS 277030), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/martha-myers-277030, last verified 2026-10-15.
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