Mary Gardner, photo from Homeowners Financial Group

Mary Gardner

Licensed Mortgage Professional at Homeowners Financial Group · Scottsdale, AZ

NMLS ID 218976 (opens in a new tab) · verify at NMLS Consumer Access

Mary Gardner (NMLS 218976) is Licensed Mortgage Professional at Homeowners Financial Group, based in Scottsdale, AZ. Licensed in Colorado, confirmed with the state regulator (license 100516992). Also lists Arizona, California, Michigan and New Mexico on the lender page (not yet checked with the state regulator). Earliest state license record: March 19, 2020 (Colorado), per state regulator.

Last verified . Sources: Homeowners Financial Group (homeownersfg.com), Colorado state regulator, the loan officer's recorded intro and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Arizona, California, Colorado, Michigan, New Mexico

    ✓ Confirmed with the state regulator: CO (opens in a new tab) (100516992, first effective 2020-03-19), verified 2026-10-10.

    Lender-reported: AZ, CA, MI, NM are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Homeowners Financial Group (opens in a new tab)

    We never see who you contact.

    Employment history

    1. Homeowners Financial Group NMLS 93718

      Current · Scottsdale, AZ · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    Video intro available

    Mary has a short recorded video intro on Homeowners Financial Group's site.

    Watch on Homeowners Financial Group's site (opens in a new tab)

    The recording is hosted and published by Homeowners Financial Group. We don't copy or transcribe it. Verified 2026-10-09.

    About

    Mary has been a mortgage professional since 2001 with a focus on transparent, customer-centered loan processes. She is a proud veteran who served as an active duty Air Force officer.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    since 2001
    Source (opens in a new tab), verified 2026-10-09
    Education
    Bachelors Degree in Psychology from University of Michigan, graduated with honors
    Source (opens in a new tab), verified 2026-10-09
    Credentials
    Two Air Force Achievement Medals and a Commendation Medal for meritorious service
    Source (opens in a new tab), verified 2026-10-09
    Role
    Active duty Air Force officer, 2nd Lieutenant
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · homeownersfg.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · homeownersfg.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · apps.colorado.gov (opens in a new tab)verified 2026-10-10
    Summarylender site · homeownersfg.com (opens in a new tab)verified 2026-10-09
    Contactlender site · homeownersfg.com (opens in a new tab)verified 2026-10-09
    Video introlender site · homeownersfg.com (opens in a new tab)verified 2026-10-09
    Photolender site · homeownersfg.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Mary Gardner (NMLS 218976), Homeowners Financial Group. LenDb.ai, https://lendb.ai/lo/mary-gardner-218976, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.