Matthew Hergert
Loan Officer at Xpert Home Lending
NMLS ID 234563 (opens in a new tab) · verify at NMLS Consumer Access
Matthew Hergert (NMLS 234563) is Loan Officer at Xpert Home Lending. Lists Arizona and California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Asset-based qualifying, Bank statement loan, Down payment assistance, DSCR loan and HELOC.
Last verified . Sources: Xpert Home Lending (xperthomelending.com) and NMLS Consumer Access (license status, check live).
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- Asset-based qualifyinglender page
- Bank statement loanlender page
- Down payment assistancelender page
- DSCR loanlender page
- HELOClender page
- ITIN borrowerlender page
- Reverse mortgagelender page
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: AZ, CA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Matthew has 20+ years in mortgage lending since 2002, with particular expertise in specialty financing for self-employed borrowers, fix-and-flip deals, short-term rentals, and complex financial situations. He serves Arizona and California.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Technical expertise from successful career in telecommunications engineering
- Source (opens in a new tab), verified 2026-10-09
- Also
- Access to relationships with more than 120 lenders
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Matthew Hergert (NMLS 234563), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/matthew-hergert-234563, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.