Michael Socha
Loan Officer at Xpert Home Lending
NMLS ID 721736 (opens in a new tab) · verify at NMLS Consumer Access
Michael Socha (NMLS 721736) is Loan Officer at Xpert Home Lending. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Arizona, California, Georgia, Iowa, Illinois, Michigan, Minnesota, Oregon and 2 more on the lender page (not yet checked with the state regulator). Licensed since 2019 (per Colorado records). States 20 years of experience.
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Florida state regulator, Colorado state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2019 (per Colorado records)
- 20 years experience (stated)
- 12 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Colorado, Arizona, California, Georgia, Iowa, Illinois, Michigan, Minnesota, Oregon, Tennessee, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO65824, since 2019), CO (opens in a new tab) (100515130, since 2019), verified 2026-10-09.
Lender-reported: AZ, CA, GA, IA, IL, MI, MN, OR, TN, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael is a distinguished mortgage lending professional with 20+ years of industry experience, serving 12 states.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Socha (NMLS 721736), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/michael-socha-721736, last verified 2026-10-09.
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