Matt O'Connor
Senior Loan Officer at First Heritage Mortgage
NMLS ID 982196 (opens in a new tab) · verify at NMLS Consumer Access
Matt O'Connor (NMLS 982196) is Senior Loan Officer at First Heritage Mortgage. Licensed in Florida, confirmed with the state regulator (license LO28838). Also lists District of Columbia, Delaware, Maryland, North Carolina, Pennsylvania, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2015 (per Florida records). States 15 years of experience.
Last verified . Sources: First Heritage Mortgage (fhmtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2015 (per Florida records)
- 15 years experience (stated)
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, District of Columbia, Delaware, Maryland, North Carolina, Pennsylvania, South Carolina, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO28838, since 2015), verified 2026-10-09.
Lender-reported: DC, DE, MD, NC, PA, SC, VA are listed on the lender page, not yet checked with the state regulator.
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Employment history
First Heritage Mortgage NMLS 86548
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Lifelong Washington metropolitan resident with 15+ years helping clients navigate the mortgage process. Known for clear communication, transparency, and deep knowledge of the local market.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · fhmtg.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Matt O'Connor (NMLS 982196), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/matthew-o-connor-982196, last verified 2026-10-09.
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