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Melanie Hernandez, photo from Guild Mortgage

Melanie Hernandez

Loan Officer at Guild Mortgage · Crossville, TN

NMLS ID 1123364 (opens in a new tab) · verify at NMLS Consumer Access

Melanie Hernandez (NMLS 1123364) is Loan Officer at Guild Mortgage, based in Crossville, TN. Lists California, Georgia and Tennessee on the lender page (not yet checked with the state regulator).

Last verified . Sources: Guild Mortgage (branches.guildmortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California, Georgia, Tennessee

    Lender-reported: CA, GA, TN are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at Guild Mortgage (opens in a new tab)

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    Employment history

    1. Guild Mortgage NMLS 3274

      Current · Crossville, TN · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Melanie Hernandez relocated from California to Tennessee in early 2019 and serves Tennessee, Georgia, and California. She is passionate about educating clients through the lending process.

    Our summary of the lender page. Verified 2026-10-09.

    Serves
    Tennessee, Georgia, and California
    Source (opens in a new tab), verified 2026-10-09
    Community
    Volunteers for Wreaths Across Chattanooga mission at Chattanooga National Cemetery; donates for each transaction
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · branches.guildmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Melanie Hernandez (NMLS 1123364), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/melanie-kay-hernandez-1123364, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.